Comprehensive Car Insurance

This type of insurance generally covers you for accidental loss or damage to your vehicle. This includes theft, fire and motor vehicle accident. You are covered whether the accident is your fault or not. If the accident is your fault, your insurer will cover the costs of the other party for you.

Many policies will also cover you for transport and towing costs from the accident site and some medical expenses. You may also be given the option of covering yourself for windscreen damage, hire car costs while your vehicle is repaired and 24 hour roadside assistance.